Home Collections Best Credit Repair Classes & Training Courses with Certificates

Best Credit Repair Classes & Training Courses with Certificates

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Our top credit repair classes and training courses aim to help learners navigate their path to financial stability. Credit repair is a very important skill to possess in today’s financial landscape.

Key Takeaways

  • Access to a collection of highly-rated credit repair classes and courses.
  • Courses offer insights on improving credit scores, challenging negative credit items, and more.
  • The list is for individuals who wish to improve their personal credit.

What are the best credit repair classes and training courses with certificates?

In this article, you will find the best credit repair classes and training courses. With these courses, you can learn the credit basics and specialized strategies for improving credit scores. The courses are for those who wish to gain comprehensive knowledge in credit repair and management.

# Course Name University/Organization Ratings Duration
1. Credit Repair from A-Z with Letter Templates Udemy ★★★★★ 4.8 02 Hours
2. How To Repair Your Credit For A Home Mortgage Loan Udemy
3. Free Credit Repair Training (Startup Credit Repair Business) Client Dispute Manager
4. Introduction to Credit LinkedIn Learning ★★★★★ 4.7 01 Hour
5. Credit Repair: The 2022 Total Guide to a Great Credit Score Udemy ★★★★★ 4.6 03 Hours
6. DIY Credit Repair – 2022 Complete Credit Score Repair Udemy ★★★★★ 4.7 01 Hour
7. Credit Secrets for Entrepreneurs LinkedIn Learning ★★★★★ 4.7 0.5 Hour
8. Build Better Credit–The Ultimate Credit Score Repair Guide Udemy ★★★★★ 4.6 2.5 Hours
9. Credit Repair Business Training & Certificate (American Credit Repair Academy) CreditRepair Cloud Academy
10. Ultimate Credit Repair Udemy ★★★★☆ 4.1 01 Hour
11. Understanding and Managing Your Credit (Universal Class) Universal Class
12. Financing Your Business LinkedIn Learning ★★★★★ 4.7 01 Hour
13. Personal Finance Professional Certificate Indiana University 72 Hours
14. Personal & Family Financial Planning University of Florida ★★★★★ 4.6 15 Hours
15. Introduction to Personal Finance SoFi ★★★★★ 4.6 11 Hours
16. Financial Planning for Young Adults University of Illinois ★★★★★ 4.6 19 Hours
Credit Repair Frequently Asked Questions
In order to help our readers in taking a knowledgeable learning decision, TakeThisCourse.net has introduced a metric to measure the effectiveness of an online course. Learn more about how we measure an online course effectiveness.

Criteria for Credit Repair Classes Evaluation and Selection

In the selection process of our list of Credit Repair classes, we do an in-depth analysis of instructor expertise. Other factors include course comprehensiveness and learner outcomes. Each course is evaluated for its ability to effectively teach credit repair strategies, practical tools, and legal insights. Only those courses that demonstrate high success in improving learner’s credit knowledge and skills are recommended. Positive testimonials and expert endorsements are also considered. This makes sure that our readers get the most authoritative and actionable credit repair education.

Best Credit Repair Classes

Below are the names and short descriptions plus user feedback of the Best + Free/Paid Credit Repair Certification Classes online.

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Credit Repair from A-Z with Letter Templates

      • Erik Smith via Udemy
      • 58+ already enrolled!
      • ★★★★★ (18 Ratings)

Credit repair From A-Z

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Fair
★★★☆☆
Fair
★★★☆☆

This course aims to help you understand the absolute truth about credit repair. Starting the course, you will understand how to challenge negative items with the 3 credit bureaus. Then the instructor will explain how to check your credit and then coming up with a plan according to it. Going further, you will learn about late payments, the E-Oscar system, and the Goodwill letters. Similarly, you will get a chance to understand what charge-offs, collections, and cease phone calls are. The aim here is to help you understand all the concepts and terminologies involved in credit repair. Then you will understand what the Chex system is in detail. After that, the instructor will talk about evictions, removing bankruptcy, hippa, hard and soft inquiries. Thus learn what credit repair is and how to improve your score with the help of this course. You might also be interested in Online Accounting Courses.

This was a very helpful and knowledgeable course that explains all about credit repair. I am glad to have taken this course. The instructor was very responsive and I can say this course was worth the purchase (Michael Erads, ★★★★★).

The course was quite informative and has taught me things that can be applied to the real world (Tangela Thomas, ★★★★★).

“RELATED COURSES”


Foundations of FinanceFoundations of Finance

  • University of Cambridge via edX
  • 48,266+ already enrolled!
  • ★★★★★ (31 Ratings)
An Introduction to Financial Management in ConstructionAn Introduction to Financial Management in Construction

  • Coventry University via Coursera
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Introduction to Financial AccountingIntroduction to Financial Accounting

  • University of Pennsylvania via Coursera
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How To Repair Your Credit For A Home Mortgage Loan

      • Harry Snedden via Udemy
      • 274+ already enrolled!
      • ★★★★★ (62 Ratings)

How to repair your Credit

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Fair
★★★☆☆
Fair
★★★☆☆

Do you have this dream of buying a new house but your credit is holding you back? Well, if that is the case then this course is what you need. As we all know that the home mortgage lending industry has very peculiar credit requirements which each candidate must fulfill to get approval for the mortgage loan. In this course, you will go step by step through the process of how to repair your credit and at the same time having the goal to buy a home. You will be taught how to obtain a proper credit report in a step-by-step guide. Then the instructor will talk about how to read it and then identify the different areas of concern. Next, you will learn the necessary steps that have to be taken to remedy any concern or credit problem. Going further, you will learn to ask a lender “to the point questions” that will be of great help with the home loan application process.

I believe the instructor of this course was very knowledgeable and helped me learn a lot about my credit. I was able to understand all the things that need to be done. Whatever the instructor taught is entirely doable for anyone (Richard D Johns, ★★★★★).

This was a start-to-end amazing course that is suitable for anyone who wishes to repair their credit score. Even those who simply wish to understand more about their credit are also welcome to join this course (Bryan Scott, ★★★★★).


Coursera Plus Courses


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Free Credit Repair Training (Startup Credit Repair Business)

      • via Startup Credit Repair Business
      • Free Training
      • 30 Email Tips for Running Your Credit Repair Business

Free training

It is a true fact that no one can build a successful credit business on their own. It is because there are many variables involved that have to be taken into consideration. Many aspects are in line that needs to be mentored and so on. And that is why we present to you this top credit repair training course which contains a variety of training video modules of the software. This training is known to offer the best credit repair training videos there are. It is quite normal that any beginner while joining this training would definitely lack the adequate skills and experience required to build a successful credit repair business. And that is why the training is so thorough that no question would be left unattended in the end.

Introduction to Credit

      • WealthFit via LinkedIn
      • 7,838+ already enrolled!
      • ★★★★★ (73 Ratings)

Introduction to Credit

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Good
★★★★☆
Fair
★★★☆☆
Fair
★★★☆☆

This course is all about helping you understand how to pull yourself out of bad credit. Even if you have no credit, this course explains how to get started and keep your credit score high.

  • The best thing about this course is its focus on exploring the types of credit and then explaining the seven factors which affect your score.
  • This course is for those who wish to take full advantage of the opportunities that a good credit has to offer.
I believe this course is a great start to learn all about credit. The instructor has explained all the concepts in a very detailed manner. (Panji N, ★★★★★).

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Credit Repair: The 2022 Total Guide to a Great Credit Score

      • Craig Randall via Udemy
      • 6,418+ already enrolled!
      • ★★★★☆ (506 Ratings)

Credit Repair

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Good
★★★★☆
Fair
★★★☆☆
Fair
★★★☆☆

This course is a step-by-step 2022 plan that has been designed to help you improve your credit within one hour of starting. The instructor aims to help you learn everything you need to start improving your credit today. You will become capable enough to put yourself in a position to buy your dream or even get a new car or qualify for a business loan. Along with the instructor, you will get to figure out all the areas where your credit can be improved. You will learn to repair them by laying out a working plan for all the issues that need fixing. This course has been instructed in a way that can be understood by anyone whether or not they have experience with credit repair. The course will make you capable enough to begin improving your credit quickly, easily, and accurately.

This was a very helpful course that contained a detailed explanation on how to dispute charges and formats for sending different letters and emails in a step-by-step guide (Pramod Sathe, ★★★★★).

Though the instructor was not that lively but the information that he shared was solid and made sense to me (Jennifer Jenkins, ★★★★★).

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DIY Credit Repair - 2022 Complete Credit Score Repair

      • Mitch Durfee via Udemy
      • 342+ already enrolled!
      • ★★★★★ (27 Ratings)

Diy Credit repair

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Fair
★★★☆☆
Fair
★★★☆☆

Do you want to learn to repair and leverage your credit but at your ease and pace? In this course, you will learn how to calculate your credit score easily. The instructor will give instructions as to how you can fix your credit. Then you will learn to use your credit to make extra money for yourself. Going further you will get a chance to learn to repair your credit. The instructor has tried to be as illustrative as possible so that you can learn all about credit repair with ease. The course is suitable for those with no or bad credit. Even those who have business credit or lines of credit can also enroll in this course. You can also check out Top 10 Quickbooks Online Classes.

I can say that enrolling in this course was a great experience for me in terms of laying the information or blueprint pertaining to credit. After realizing how helpful the topics are in this course, I can say that this course should be taught in early high school in the US. It is because credit is a very important and integral part of our life and everyone should know what it is. The instructions in the course were very clear and simplified which made me understand and apply the learned skills easily (Leandro Brahimaj, ★★★★★).

Credit Secrets for Entrepreneurs

      • Dave Prescher via LinkedIn
      • 2,807+ already enrolled!
      • ★★★★★ (41 Ratings)

Credit Secrets for Entrepreneurs

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Fair
★★★☆☆
Fair
★★★☆☆

This “Credit Secrets for Entrepreneurs” course explains everything you need to build your business’s credit score and start leveraging serious credit.

  • The reason why we chose this course is its focus on providing step-by-step instructions on how to find and then get access to your company’s credit report.
  • This course is for those who wish to learn to boost their credit score.
This is the type of course that has great information to offer. Even though it was basic yet it turned out to be very helpful for all the small businesses. I would definitely urge others to enroll in this course. (Dave P, ★★★★★).

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Build Better Credit–The Ultimate Credit Score Repair Guide

      • Laura Adams, MBA via Udemy
      • 228+ already enrolled!
      • ★★★★★ (32 Ratings)

Build better credit

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Fair
★★★☆☆
Fair
★★★☆☆

The course encloses in it the best 2022 strategies for fast credit repair that will help to raise your credit scores. You will be taught to cut costs and create more financial success easily. The course contains the best ways to deal with your old debts and protect your financial future. You will first understand how credit affects your finances even if you have never borrowed money from anyone. Then the instructor will talk about the 6 steps to review your credit reports with the nationwide credit bureau. After that, you will understand how to dispute errors and get all your negative items corrected. Similarly, the instructor will then talk about the options for dealing with black marks in your credit reports. In addition, you will learn about the best ways to minimize your credit damage that can occur from accidental late payments.

This was a practical and very informational course that has so much to offer. The best part was the suggestion on how to maintain a low utilization for each card (Carnella Stephens, ★★★★★).

I believe the instructor speaks very clearly and has explained all the basics in a detailed manner. I was able to learn a lot of new materials through this course (Berline Jacob, ★★★★★).

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Credit Repair Business Training & Certificate (American Credit Repair Academy)

      • via American Credit Repair Academy

Credit Repair Academy

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Good
★★★★☆
Good
★★★★☆
Fair
★★★☆☆
Fair
★★★☆☆

Have you ever thought about people starting to actually pay you to repair their credit? In this complete course, you will learn to launch your own credit repair business. The course has been taught by Daniel Rosen and he has tried to explain everything that one should know to start their own credit repair business. You will get to understand the credit repair basics first. Then the instructor will talk about the legal ways to remove difficult items from credit reports. Going further, you will understand how to work with different clients who have a bankruptcy, collections, and other issues. You will also learn tips and tricks to grow a highly profitable and recurring revenue business. You can also checkout how to choose the best online corporate training for businesses.

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Ultimate Credit Repair

      • Kenneth Botwe via Udemy
      • 82+ already enrolled!
      • ★★★★☆ (11 Ratings)

ultimate credit Repair

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Good
★★★★☆
Good
★★★★☆
Fair
★★★☆☆
Fair
★★★☆☆

This is the best course that contains different strategies for credit repair that will help you get a great credit score. Through this course, you will be taught how to cut costs at high-interest rates. With that, you will be taught how to establish and maintain great credit in the shortest amount of time. Similarly, you will get a chance to follow an easy plan for building and repairing credit. In addition, you will be taught how to interpret information on your credit report in its entirety. Moreover, you will get a chance to understand how to save a huge amount of money in lower interest payments. After that, there will be a detailed discussion on how to take control and utilize strategies to repair credit. Next, the instructor will talk about the difference between valid and disputable debts. Therefore, this and much more will be discussed in this course.

Taking this course was a good learning experience for me and I was able to understand clearly how to repair my credit. The quizzes in this course were also very good to memorize. In short, my experience was great (Gelande Georges, ★★★★★).

This course is quite engaging and it had great information in it. I am now looking forward to his other training sessions (Lynette Moreno, ★★★★★).

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Understanding and Managing Your Credit (Universal Class)

      • via Universal Class
      • 5 Hours to Complete
      • 15 Lesson
      • 31 Assignment

Universal class

We all know that there are many ways that can help a person get rid of debt. And that is why we present to you this course that has everything you need to know about managing your credit. Starting this course, you will get a chance to understand credit. Then you will get a chance to understand a credit score. Similarly, you will get to understand how credit is affected. Then, there will be a detailed discussion on how to understand foreclosure and bankruptcy. After that, you will get to understand the debt to income ratio. In addition, the instructor will also explain debt counseling and how to find it.

Going further, you will get a chance to understand how you can make a budget. After that, the instructor will talk in detail about the several forms of credit. First, the instructor will talk about credit cards. Then you will understand what mortgages and car loans are. Similarly, you will also understand what lines of credit are. Next, you will learn about leases and loans, and much more. You can also find out more free online Courses with certificates at takethiscourse.net.

Financing Your Business

      • Peter Hong via LinkedIn
      • 5,876+ already enrolled!
      • ★★★★★ (44 Ratings)

Financing Your Business

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Fair
★★★☆☆
Fair
★★★☆☆

Are you interested in understanding the 12+ financing options and how to apply for and unlock each one? If yes then this “Financing Your Business” class is what you need to enroll in. Here you will learn to use a prefinancing checklist that can prepare your business for capital hunting.

  • The best thing about this class is its focus on explaining how to get the best loan terms using U.S. Small Business Administration (SBA). Here you will also understand how to leverage the three most common small business financing methods.
  • This class is for those who wish to understand how to leverage debt and that too is like a world’s top-tier business.
This class has unique and valuable content to offer and everything has been explained in a structured manner. (Trisha H, ★★★★★).

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Personal Finance Professional Certificate

      • Indiana University via edX
      • 3 month (4-6 hours weekly) of effort required
      • Course type: Selfpaced

Professional certificate Personal Finance

This is a very interesting and engaging program that will first help you understand how to establish your budget with financial integrity. You will learn to budget through the expense and income reconciliation, tax strategies, and a mindset for financial success. The instructor will help you explore different financial options and develop a robust understanding of the pros and cons and create a stress-free financial life. Going further, you will understand the importance and risks of accessing open and secured consumer credit. Thus this and much more will be learned in this course. You can also find out the things you didn’t know about quantitative Finance courses.

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Personal & Family Financial Planning

      • UF via Coursera
      • 144,585+ already enrolled!
      • ★★★★★ (1,361 Ratings)

Personal & Family Financial Planning

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Good
★★★★☆
Good
★★★★☆

This course is mainly designed to address different topics on personal financial management to help students gain some practical and prudent skills.

  • Such skills will benefit them throughout their lives in managing their personal finances.
  • Some of the topics that will be covered in this course are understanding personal finances, managing income taxes, understanding financial statements and last but not the least building and maintaining credits.
  • By the end of this course, the learners shall have developed some skills in saving and investment, personal finance and insurance.
This course provided satisfactory tutorials and video presentations which made it easier to understand the concepts. This course taught us discipline in financial matters. (AA, ★★★★★).

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Introduction to Personal Finance

      • SoFi via Coursera
      • 3,843+ already enrolled!
      • ★★★★★ (47 Ratings)

Introduction to Personal Finance

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Good
★★★★☆
Good
★★★★☆

This course gives a brief overview of various topics on personal finances. Some of the courses included in this course are budgeting, cash flow statements, taxes, significance of credit score etc.

  • What makes this course our ideal choice is the fact that it is taught by two certified financial professionals.
  • This course is helpful in forming the foundation on the fundamentals of personal financing and improving your understanding on important financial terminologies.
  • By the end of this course, the learners shall have gained skills in credit score, goal setting, budgeting and taxation.
  • This course is best suited for anyone who is just starting college or professionals who want to improve their skills on budgeting and financial management. This course will help them all in understanding their money and devising efficient steps to manage it.
It was overall a great course. The content was so helpful in handling personal finances. This course was a step ahead as it provided the vital concepts not only in personal finances but also in managing business. (MN, ★★★★★).

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Financial Planning for Young Adults

      • ILLINOIS via Coursera
      • 115,308+ already enrolled!
      • ★★★★★ (1,181 Ratings)

Financial Planning for Young Adults

Online Course Effectiveness Score 
Content Engagement Practice Career Benefit
Excellent
★★★★★
Excellent
★★★★★
Good
★★★★☆
Good
★★★★☆

This course “financial planning for young adults” is developed in affiliation with the CFP Board. It is designed to deliver introductory concepts on the basic financial planning.

  • The best thing about this course is that it is organized in 8 separate and distinct modules. The learners are challenged to think critically about various cases and scenarios to improve their problem-solving skills.
  • Some of the topics included in this course are saving and investment, financial goal setting, financial risks, budgeting, credit and borrowing.
  • It is a beginner level course for youngsters who wish to improve their skills on risk management, saving, budgeting and investment.
I highly recommend this course to people of all age groups as it is really a beneficial course. At first, I thought it is only beneficial for young people but it is for people for all age groups. I have learnt and gained much knowledge through this course. (SB, ★★★★★).

"RELATED COURSES"


Introduction to Personal Financial PlanningIntroduction to Personal Financial Planning

  • Indiana University via edX
  • 19,744+ already enrolled!
  • 24 Hours of effort Required!
Foundations of Modern Finance IFoundations of Modern Finance I

  • MIT via edX
  • 78,088+ already enrolled!
  • 168 Hours of effort Required!
Foundations of Modern Finance IIFoundations of Modern Finance II

  • MIT via edX
  • 21,977+ already enrolled!
  • 168 Hours of effort Required!

Credit Repair FAQs

How do I learn to repair my credit?

Below are some of the ways to help you understand how to repair credit; • First get your credit report. • Then do a thorough check of the report for errors. • Next, you need to dispute all errors in the report. • Similarly, increase your credit limits. • Then pay off all the high-interest. • Then open a new credit card. • Lastly, pay your balances on time. With that, there are courses available at takethiscourse.net that helps you understand how to repair your credit.

How do you become a certified credit specialist?

The following steps can be followed to become a certified credit specialist; • First you need to finish your bachelor’s degree. • Then gain some experience. • After that earn a certification and find a legitimate credit counseling organization. And to prepare for the certification exam, you can find credit repair training courses and classes available at takethiscourse.net.

Is there a certification for credit repair?

Yes there are many certifications available and below are the details; • The ICFE Certified Credit Repair Specialist - CCRS™ • The ICFE Certified Master Consumer Credit Care Specialist - CMCCCS™ • The ICFE Certified Credit Scoring Specialist - CCSS™ • The ICFE Certified Consumer Debt Collections Compliance Specialist - CCDCCS™ • The ICFE Certified Credit Report Reviewer - CCRR®

Do you need to be certified to do credit repair?

No, there aren’t any licensing requirements for credit repair specialists. But this leniency can make it difficult to differentiate who is legitimately qualified to work and who shouldn’t be. So it is best to get certified.

How much should I charge for credit repair?

If you manage to handle the process on your own then it wouldn’t cost you a dime. But if you hire a credit repair company to handle your work then it may cost you from $19 to $149 per month.

Is starting a credit repair business worth it?

If you have the required knowledge and know exactly how to run it efficiently then yes it is a very profitable business.

Final Thoughts

This was everything we have about the best + free/Paid credit repair classes and trainings. So, read the description of each of these courses now and enroll in the one that is suitable for you and never stop learning.